Auto Financing in Middlebury, VT

Buy or Lease Your Next Vehicle at Stone Chrysler Dodge Jeep Ram

You've explored our wide-ranging inventory here at our Middlebury CDJR dealer. You've test-driven new models and a few off-brand pre-owned options and found the car, truck, or SUV that you've always dreamed of having. Now, you're ready to get behind the wheel. It's time to visit our professional finance center.

Drivers from Middlebury, VT, seek out our team not only for their work with local banks in the Burlington area but also for their access to a wide network of credit unions and online lenders across west-central Vermont and beyond. Rest assured, whether you want to secure an affordable car loan or sign a lease with flexible conditions, you'll have plenty of choices. What's more, we explain them in simple, straightforward terms. That way, you can get to know the differences between them and make a confident decision.

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Low-APR Financing

If you want to purchase the RAM 2500 that you've had your eye on for trade work in South Burlington, VT, consider taking out a loan. That means borrowing the vehicle's cost, making a down payment, and paying taxes and registration fees. Monthly payments are typically higher than on a lease. However, once the loan is paid off, you keep the vehicle and customize it however you like. You can also sell it to us or trade up at any time, using the proceeds to pay off any remaining loan balance.

We recommend you estimate payments before you buy to get an idea of prospective costs. When you're ready, we can help you acquire a manageable interest rate. You can get started on the process from the comfort of your home by valuing any trade you plan to make using our handy Sell Us Your Car form and filling out our convenient online credit application. It'll help save you time on paperwork at your test drive.

Affordable Leasing Options

Love that Jeep Grand Cherokee for off-roading near New Haven, VT, but don't want to own it? You may prefer to lease it. Leasing is a short-term commitment, usually lasting two to four years. It lets you keep driving the vehicle until the end of the agreement's duration, at which point, you pay any remaining costs and either return it or, if possible, purchase it. You may be required to make the first month's payment, a down payment, and pay any other fees. However, monthly expenses are often lower because you're only paying depreciation costs and interest/rent charges during the lease term.

Budget-Friendly Special Offers

Drivers from the Rutland, VT, area prefer our dealership for many reasons, but above all, they appreciate how cost-conscious we keep our bottom lines, whether on leasing from our new Chrysler, Dodge, Jeep, or RAM inventory or purchasing a pre-owned Ford, Chevrolet, Nissan, or another model. Browse a wide range of incentives, featuring competitive rates, low monthly payments, and agreeable terms. We offer a variety of financing opportunities on select vehicles, and they change frequently, so be sure to check back for the latest offers.

Explore Your Options at Our CDJR Dealership in Middlebury

Discovering your next vehicle is only the beginning of a buying journey. There's plenty more to learn about financing vs. leasing, and our team is ready to help you get started down that road. Let us help you step into the driver's seat of the car, truck, or SUV you've always imagined yourself driving. Visit us today to learn more; we're conveniently located at 2149 Route 7 South; you can be at our showroom in no time. We look forward to meeting you.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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  1. Stone Chrysler Dodge Jeep Ram

    2149 Route 7 S
    Middlebury, VT 05753-8812

    • Sales: 802-565-1555
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Get in Touch

  • Contact our Sales Department at: 802-565-1555
  • Monday08:00AM - 05:30PM
  • Tuesday08:00AM - 05:30PM
  • Wednesday08:00AM - 05:30PM
  • Thursday08:00AM - 05:30PM
  • Friday08:00AM - 05:30PM
  • Saturday08:00AM - 01:00PM
  • SundayClosed